Before you visit a trustee in bankruptcy or a credit counselling agency - call and book your no obligation, confidential and FREE consultation with Cameron Paralegal. With over 25 years of experience dealing with secured and unsecured creditors. Make sure you have the facts and information necessary to make informed and positive decisions when dealing with the burden of debt. It is important to get professional help to protect you and your family and your assets. Your future is only as good as the advice you receive when dealing with your money problems.
Learn the facts about insolvency, collection agencies, legal issues surrounding debt and court protection. Many agents merely connect you with a trustee. We are able to represent you throughout the whole process following up to ensure you become discharged from the process.
One option to lower your payments and consolidate your debts is to file a consumer proposal in Ontario. It is a legal agreement under the Bankruptcy and Insolvency Act between you and your creditors to repay a percentage of what you owe. The amount you repay is largely based upon your income and what you own.
This method can be an effective way to consolidate debt if you have a stable income, simply cannot afford to repay all of what you owe, have assets that would be in jeopardy if you file for bankruptcy, and you have enough money to make the monthly payments. A consumer proposal may be the only option for you despite the above factors if you do not quality for a debt consolidation loan, if you already have debts that are not part of the debt management program, and simply because it is one of the last ways to try and avoid bankruptcy.
Your future is our future. Contact Cameron Paralegal in Barrie, Ontario for a assistance with bankruptcy and consumer proposals, or other financial default management.